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house insurance cambridge

House Insurance Cambridge

House Insurance Cambridge Services

If you are looking for house insurance in Cambridge that can cover your property, your liability, and the contents in your home or property, then you should consider using the professionals at Schwegel Insurance! House insurance in Cambridge is a type of property insurance that cover damages to an individual’s house and the assets of that house. House insurance in Cambridge also provides liability coverage for unforeseen accidents in the home or on the property. Let the professional team at Schwegel Insurance search through our trusted network of lenders to find you the most affordable and reliable house insurance in Cambridge! Read on for more information about house insurance in Cambridge at Schwegel Insurance.

Most standard house insurance policies in Cambridge include four essential types of coverage:

  1. Coverage for the structure of your home
  2. Coverage for your personal belongings
  3. Liability protection
  4. Additional living expenses if you are temporarily unable to live in your home because of an insured disaster

Structure of your house is protected:

Your homeowners policy pays to repair or rebuild your home if it is damaged or destroyed by fire, hurricane, hail, lightning or other disasters listed in your policy. It will not pay for damage caused by a flood, earthquake or routine wear and tear. When purchasing coverage for the structure of your home, remember this simple guideline: make sure you purchase enough coverage to rebuild your home. Also, when purchasing home insurance in Cambridge, consider the types of extreme weather elements that are common in your area. Hurricanes and earthquakes will not be common in most areas.

Your personal belongings:

Your furniture, clothes, sports equipment and other personal items are covered if they are stolen or destroyed as a result of an unforeseen disaster. Just like the structure of your home, you want the content inside your home to be covered as well. Big ticket items like TVs, furniture, appliances, and audio equipment are all huge financial losses if you don’t have coverage. Schwegel Insurance can assist you with constructing your house insurance in Cambridge to cover your belongings inside your home.

Liability:

Liability covers you against lawsuits for bodily injury or property damage that you or family members cause to other people. It also pays for damage caused by your pets. So, if your son, daughter or dog accidentally ruins a neighbor’s expensive rug, you are covered. The liability portion of your policy pays for both the cost of defending you in court and any court awards—up to the limit stated in your policy documents.

For more information about house insurance in Cambridge from Schwegel Insurance, please feel free to continue browsing through our website. Also, check out our blog for more interesting content! We can be reached at 519-576-2020 or by filling out our content form.