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liability insurance cambridge

Liability Insurance Cambridge

Liability Insurance Cambridge Services

Finding liability insurance in Cambridge that can provide you with adequate coverage at affordable rates is possible at Schwegel Insurance! Our insurance professionals are dedicated to providing our customers with expert knowledge about different insurance products. We will do our due diligence and search through our trusted network of partners to find you the right liability insurance in Cambridge for your needs. Why take a risk and gamble on the possibility that a freak accident on your property, in your home, or at your event WON’T happen. Cover yourself with liability insurance in Cambridge from Schwegel Insurance! Read on for more information about liability insurance in Cambridge and how it can protect you.

What is liability insurance in Cambridge?

Liability insurance in Cambridge is a type of insurance that you purchase to protect others against something you do like, hit and damage their cars, for example, or create a product they purchase that inadvertently results in an injury. So really, you’re protecting others and yourself. Liability insurance protects you in the result of someone suing you for injury while on your property or at your event, or if your business produces and sells products that have made people sick or caused them injury.

There are many types of liability insurance in Cambridge that you can take advantage of at Schwegel Insurance. We will help you find the right type of coverage for your specific needs. Some different types of liability insurance include:

General Liability:

Covers bodily injury and property damage to others from an accident you cause.

Professional Liability:

Guards against any injuries another person receives due to your negligence in the way you provided a professional service, or by your failure to maintain professional standards.


Also called excess liability, umbrella insurance provides additional coverage for your home, auto and boat in the event a claim costs more than your homeowners, auto or boat insurance can cover. So if you cause a terrible car accident and the resulting claim exceeds the limits of your auto insurance, your umbrella will kick in to pay the rest of the bill.

Product Liability:

Protects people from injuries caused by something you produce.

The two most common types of liability insurance in Cambridge from the above list are probably umbrella and general. People who have assets to protect usually purchase umbrella coverage, because if you’re sued after a major accident and don’t have enough protection, you can be forced to cash in your assets and maybe even give up some of your future earnings. General liability pertains to bodily injury and property damage that someone suffers due to your negligence, whether in your car, home or business. The most common type of general liability insurance in Cambridge is probably general auto liability, which most people are required to carry.

For more information about liability insurance in Cambridge from Schwegel Insurance or about any of our other services, please continue to browse through our website. Also, check out our blog for more interesting content! We can be reached at 519-576-2020 or by filling out our contact form.