Your business has many assets: vehicles, office space and equipment, inventory. Business insurance protects these assets and your earnings in the event that an emergency situation or a disaster destroys part or all of either your assets or your business premises.
Property Insurance: Property insurance protects your business’ building and property in the event there is a fire or other insured damages.
Contents and Stock Insurance: This insurance covers the contents of your business, such as your office equipment or supplies. This coverage can apply even if your business does not own the business you operate out of.
Business Interruption Insurance: If your business needs to shut down because of fire or another insured damage, business interruption insurance will cover you until you can resume operation.
General Liability Insurance: Covers you in cases where clients are injured while on your premises.
Product Liability: Provides protection in the event your products or services are defective or cause someone harm.
Professional Liability: This insurance covers you if you are being sued for negligence or errors that occur while you are carrying out your professional services.
Vehicle Insurance: If you use your vehicles for business, you need to make sure they are properly covered and not rated as personal vehicles.